By LCN Business Desk
Creditinfo Group, a London-headquartered credit information company that runs more than 30 credit bureaus, completed its acquisition of EveryData Group on Thursday, 6 August 2026, according to Creditinfo's release and Crowdfund Insider. EveryData runs the primary credit bureaus of Jamaica, Barbados, Guyana and the Eastern Caribbean Currency Union (ECCU), whose eight members are St Lucia, Antigua and Barbuda, St Kitts and Nevis, Dominica, Grenada, St Vincent and the Grenadines, Anguilla and Montserrat. The release does not state a price.
Guyana's first credit bureau was licensed under the Creditinfo name in 2013, traded as Creditinfo Guyana for nine years, took the EveryData name in 2022, and is now owned by Creditinfo Group.
What did Creditinfo buy?
EveryData runs the bureaus and sells digital lending tools, risk management systems and data analytics to lenders in those markets, Crowdfund Insider reported. "EveryData has built an impressive business with a strong reputation across the Caribbean," said Satty Saha, Group CEO of Creditinfo, in the release. "By combining our global expertise with EveryData's deep local knowledge, we can accelerate the delivery of new products and technologies that improve access to finance and support economic growth."
Creditinfo said it will invest in "technology, talent and innovation across the Caribbean" in the coming years, and that customers of both companies will gain "greater technology integration and shared infrastructure" across its global network, according to the release.
How is Guyana's credit bureau connected to Creditinfo?
Former Bank of Guyana Governor Lawrence Williams handed the licence for Creditinfo (Guyana) Inc., the country's first credit bureau, to Kristinn Agnarsson, then a senior business development manager at Creditinfo Group, on 29 August 2013, in the presence of Finance Minister Ashni Singh, according to Creditinfo's own archive. The bureau operates under the Credit Reporting Act 2010 and the Credit Reporting (Amendment) Act 2016. Guyana also plans to name Development Bank borrowers before they are paid, reported in Guyana Plans to Name Its Development Bank Borrowers.
In December 2022 the Caribbean bureaus dropped the Creditinfo name. Creditinfo Jamaica became EveryData Jamaica, and Agnarsson, by then group CEO for the Caribbean operations, said the "governance structure and commitment to the Caribbean market will remain unchanged" through the rebranding, The Gleaner and the Jamaica Observer reported. The Guyana bureau now trades as EveryData (Guyana) Inc., according to its website.
Agnarsson announced the sale as CEO of EveryData Group. EveryData's chairman, Reynir Finndal Grétarsson, who welcomed the sale in the release, founded Creditinfo in Iceland in 1997, according to Wikipedia and MarketScreener. "Having worked closely together for many years, we already share a common vision for the future," Agnarsson said.
| Date | Event | Source |
|---|---|---|
| 29 August 2013 | Bank of Guyana licenses Creditinfo (Guyana) Inc., the country's first credit bureau | Creditinfo archive |
| 2016 | Credit Reporting (Amendment) Act | Creditinfo archive |
| December 2022 | Caribbean bureaus rebrand from Creditinfo to EveryData; governance unchanged | The Gleaner, Jamaica Observer |
| 6 August 2026 | Creditinfo Group completes acquisition of EveryData Group | Creditinfo release |
What changes for borrowers in Guyana?
The release announces no change to how the bureau handles consumer files. Under Guyana's law, lenders are required to share credit data with the bureau, and a lender cannot pull a borrower's report without consent, according to a bureau statement in Creditinfo's archive. A consumer may obtain one free report a year, with a charge for further reports in the same year, and requests need a national identification card plus a passport or driver's licence, according to EveryData Guyana. Paid requests can be settled through Mobile Money Guyana.
La Caribeña News has reported that Caribbean banks underwrite on salary, land and a clean credit history, which leaves many small businesses outside the system, and that Trinidad and Tobago still has no licensed credit bureau, in Capital Is Everywhere in the Caribbean. EveryData's footprint does not include Trinidad and Tobago.
The purchase lands as the region's payment infrastructure is also being rebuilt: Guyana launched a real-time payments system with India's Unified Payments Interface, as La Caribeña News reported, and the Guyana Development Bank opens on 5 October to lend to small businesses.
What the title card shows
- 6 August 2026: Creditinfo Group completes its acquisition of EveryData Group. Source: Creditinfo.
- Four markets: Guyana, Jamaica, Barbados and the ECCU's eight members. Source: Creditinfo.
- 29 August 2013: Guyana's first credit bureau licensed to Creditinfo (Guyana) Inc. Source: Creditinfo archive.
- December 2022: rebrand to EveryData. Sources: The Gleaner, Jamaica Observer.
- Figures: Creditinfo runs more than 30 credit bureaus and was founded in 1997 by Reynir Finndal Grétarsson, now EveryData's chairman; Guyana's bureau gives one free consumer report a year. Sources: Creditinfo, Wikipedia, EveryData Guyana.
- Quotation: "Having worked closely together for many years, we already share a common vision," Kristinn Agnarsson, CEO, EveryData Group. Source: Creditinfo.
Frequently Asked Questions
Who owns Guyana's credit bureau?
EveryData (Guyana) Inc., part of EveryData Group, which Creditinfo Group acquired on 6 August 2026. The bureau was licensed by the Bank of Guyana in 2013 as Creditinfo (Guyana) Inc.
Does the acquisition change my credit report?
The acquisition announcement describes no change to consumer files. Lenders must still report to the bureau under the Credit Reporting Act, and a lender still needs consent to pull a report.
How can I get my credit report in Guyana?
EveryData Guyana provides one free report a year. It requires a national ID card plus a passport or driver's licence, and further reports in the same year carry a charge.
Which Caribbean countries does EveryData cover?
Jamaica, Barbados, Guyana and the eight members of the Eastern Caribbean Currency Union: St Lucia, Antigua and Barbuda, St Kitts and Nevis, Dominica, Grenada, St Vincent and the Grenadines, Anguilla and Montserrat.
Story lead provided by Aggrey Marsh.